Let's break down the basics of Medicare
What is Medicare?
Medicare is a federal health insurance program for people 65 or older, people younger than 65 with disabilities, and others with specific medical conditions. Scroll down to learn the basics of Medicare and see next steps for the situation that best applies to you.
What situation applies to you?
Learn about your coverage options so you can choose the Medicare plan that best fits your healthcare needs.
If you are 65 or older and have been covered under your employer’s health plan, your spouse’s plan, or a Marketplace plan, you can still enroll in Medicare up to two months after your current coverage ends.
Have questions? Our Medicare Advisors are here to help.
Get expert guidance to help you understand your options, find the right plan, and make sure the transition to your new plan goes smoothly with no disruption to your care.
Call 855-486-3097 (TTY 711)
October 1-March 31
8 AM-8 PM ET, Mon-Sun
April 1-September 30
8 AM-8 PM ET, Mon-Fri
Learn the ABCs and Ds of Medicare Advantage
Medicare is divided into ‘parts,’ covering different types of health benefits. These are commonly referred to as Medicare Part A, Part B, Part C, and Part D.
Original Medicare (Parts A and B)
Original Medicare is coverage managed by the federal government. They pay a share of the cost and you pay the remaining balance. Medicare Part A provides hospital insurance including inpatient care in hospitals, hospice care, home health care, and care provided in a skilled nursing facility (if you meet certain requirements). Medicare Part B provides medical insurance including doctor visits, procedures that don’t require an overnight hospital stay, and some preventive care.
Medicare Advantage (Part C) = Medicare A, B, and D
Many people find that Original Medicare doesn’t provide enough coverage and choose to enroll in a Medicare Advantage plan. Medicare Part C, also known as Medicare Advantage, combines Medicare Part A, Part B, and often Part D (drug coverage). Mass General Brigham Health Plan has Medicare Advantage plans starting at $0 monthly premium that include additional coverage not covered by Original Medicare.
Enhanced dental, vision, and hearing services
Hearing aids and eyewear allowance
Coverage when you travel worldwide