For all other qualified health plans, you will need to enroll in Medicare Part A and Part B and have prescription drug coverage that’s as good as Medicare’s standard plan (or enroll in Part D) to avoid penalties. A Medicare Advantage plan is a great way to get all the parts of Medicare in one plan. If you choose to keep your current coverage once you turn 65, you will lose any premium tax credits or other savings you are currently receiving. Since you will still need to enroll in Medicare Part A and B, a Medicare Advantage plan may be a better alternative.

If you have an Essential Plan, your plan will end at age 65 and you will need to enroll in Medicare for health coverage.

You can only enroll in Medicare Advantage during specific times of year. Most people become eligible for Medicare Advantage during the Initial Enrollment Period (IEP), which typically begins 3 months before the month of your 65th birthday and ends 3 months after. You can learn more about Medicare enrollment periods on our eligibility page.

Medicare is also available for some people with disabilities under 65. To qualify for this coverage, individuals need to meet specific criteria with the Social Security Administration which can be verified on their website.

You can search for in-network medical, dental, hearing, and vision providers on our find a doctor page.