Medicare Savings Program

Find out if you qualify for this cost-saving program from MassHealth.

 

 

 

As a health plan dedicated to serving the most at-risk populations in Massachusetts, Mass General Brigham Health Plan wants to make you aware of recent changes to the eligibility criteria for participation in the Medicare Savings Program.

If you are on Medicare and your income is below the following limits, you are eligible for the Medicare Savings Programs. As of March 1, 2024, there is no asset limit which means your home and savings will not be considered when you apply. Important: You do NOT have to be on MassHealth to qualify!


New as of March 1, 2024! There is NO asset limit.

Table showing income limits to qualify for the Medicare Savings program - $2,824 for single individuals, or $3,833 for a couple.


Effective March 1, 2024, the Executive Office of Health and Human Services announced new eligibility guidelines for the Medicare Savings Program (MSP), formerly the MassHealth Senior Buy-In and Buy-In programs. The new guidelines allow for more Massachusetts residents to enroll in the program and save up to $3,000 per year. 

MSP is administered by MassHealth and pays for some or all of Medicare beneficiaries’ premiums and other health care costs, including prescriptions. To qualify for MSP, Massachusetts residents must be on Medicare. 
Historically, in addition to income limits that impact eligibility, there was an asset limit that meant owning a home or having savings could impact a Medicare member’s eligibility. As part of efforts to make health care more affordable and accessible in Massachusetts, MassHealth increased the income limit for this program to 225% of the federal poverty level in 2023 and, as of March 1, 2024, has removed the asset limit.  
Current MSP income limits are $2,824 per month for a single individual and $3,833 per month for a married couple. Residents can call the MassHealth Customer Service Center or go online to learn more and get an application.

More information is available online or via phone:

  • Learn more about eligibility and download an application at mass.gov/MedicareSavings
  • Find answers to frequently asked questions
  • To request an application or to learn more, call the MassHealth Customer Service Center at
(800) 841-2900, TDD/TTY: 711  
  • MassHealth representatives are available Monday through Friday, 8:00 a.m. – 5:00 p.m.

 



Additional Resources